The Financial Zen Group

Who We Are - Fee-based, financial planning professionals

Who We Are Not - Investment Product Salespeople (aka, insurance agents or stockbrokers)

We are in the business of helping people achieve their dreams and financial goals.  We operate as fiduciaries, under the Fiduciary Standard (as outlined in the Investment Advisors Act of 1940).  That means we put our clients interests above our own.  

Furthermore, we cannot earn commissions from selling you investment products.  Therefore, you will know we will only recommend investments that will best help you achieve your financial goals.

Rick Valenzi

Rick has dedicated his life to helping others. Early in his career, he discovered personal success was not enough.   He needed to make the world a better place and positively impact other's lives.  

Combining is love for people and love of finance, he started his financial planning practice in 2008.  He focuses on helping middle and upper-middle class families and individuals achieve their financial goals.  

Rick began his financial services career in New York City in 1998 after graduating with a finance degree from the University of Texas at Austin. After 10 years in New York, he moved to San Francisco in 2008 and currently resides in the Marina.   

When he's not helping others, he loves to travel, read, play the guitar, hit the gym and spend time with friends and family.